Whether you’re planning a major purchase, consolidating debt, or need funds for an unexpected expense, First Peoples Bank offers flexible personal loan options to help you achieve your financial goals. With competitive rates, quick approvals, and personalized service, we’re here to make borrowing simple and convenient. All loans are subject to credit approval.
Contact one of our expert lenders today to explore the perfect loan option for your needs!
Click here to download our Consumer Loan Application
Auto, Boat, Motorcycle and RV Loans
Whether you’re hitting the road, setting sail, or exploring the great outdoors, we offer flexible loan options to help you finance your next adventure. Our team is here to guide you every step of the way, ensuring you get the vehicle, boat, or RV of your dreams.
Personal Loans
Personal Line of Credit
- Access funds whenever needed, up to an approved credit limit
- No collateral required
Credit Builder and CD Secured Loan
- Low-cost way to establish or rebuild your credit history
- Loan proceeds can act as collateral then at the end of the term, you’ll have your savings returned, helping you grow your financial security.
- Monthly installments designed to establish a consistent credit history
- CD Secured Loans offer a low-risk option using your Certificate of Deposit as collateral
Unsecured
- Get the funds you need without collateral. Our unsecured loans offer quick approvals and flexible financing for debt consolidation, major purchases, or unexpected expenses
Real Estate
Mortgage Loans
- Purchase or refinance your primary residence
- Terms up to 30 years available
- Taxes and Insurance are escrowed with payment to avoid large, annual bills
- Second and vacation homes eligible
Construction Loans
- Finance the construction of your first home or your dream home
- Save money by using only what you need through the process
- Permanent financing is available upon completion.
Lot and Land Loans
- Purchase a developed lot, ready for your future home construction.
- Finance small to large tracks of land, perfect for recreational enjoyment or long-term plans.
- Terms to fit your needs
Home Equity Loans
- Borrow a specific amount for a fixed term and monthly payment
- Great for debt consolidation, major home renovations or large, one-time purchases
- The interest you pay is typically tax deductible (consult your tax adviser)
Home Equity Line of Credit (HELOC)
- A flexible way to access funds for large expenses, now and in the future
- The interest you pay is typically tax deductible (consult your tax adviser)