Your business is our priority.

We offer business checking accounts to help you manage your finances efficiently, whether you’re a small business or a growing enterprise. Compare your options below to find the best account for your business needs.

 


First ChoiceFirst PlusCommunity FirstCommercial
Money Market

Minimum Opening Deposit
First Choice
$100
First Plus
$100
Community First
$100
Commercial
Money Market
$100

Minimum Balance Requirement
First Choice
$2,500
First Plus
$5,000
Community First
$0
Commercial
Money Market
$10,000

Earns Interest **
First Choice
No
First Plus
Yes
Community First
No
Commercial
Money Market
Yes

Excessive Activity Fee
First Choice
NA
First Plus
NA
Community First
NA
Commercial
Money Market
$8 per withdrawal
if more that (6) withdrawals within monthly statement cycle

Monthly Maintenance Fee
First Choice
$15
If balance falls below Minimum Balance Requirement
$5 discount if enrolled in e-statements
First Plus
$20
If balance fall below Minimum Balance Requirement
Community First
$0
Commercial
Money Market
$15
If balance falls below Minimum Balance Requirement

e-Statements
First Choice
Available
First Plus
Available
Community First
Available
Commercial
Money Market
Available

Online Banking & Bill Pay **
First Choice
Free
First Plus
Free
Community First
Free
Commercial
Money Market
Free

Mobile Banking & Mobile Deposit
First Choice
Free
First Plus
Free
Community First
Free
Commercial
Money Market
Free

*Rates subject to change at any time.
**Does not include Cash Management pricing

First Choice
  • Simple and straightforward
  • Unlimited transactions
  • Free access to Online Banking and Bill Pay
  • Avoid monthly maintenance fee by maintaining low minimum balance
First Plus
  • Earns competitive rate of interest
  • Interest compounded daily
  • Free access to Online Banking and Bill Pay
  • Minimum balance required to earn interest
  • Avoid monthly maintenance fee by maintaining minimum balance
Community First
  • Designed for nonprofits, community associations, and similar organizations
  • Unlimited check writing
  • Free access to Online Banking and Bill Pay
  • No monthly maintenance fee
  • No minimum balance requirements
Commercial Money Market
  • Earns competitive rate of interest without locking into a fixed term
  • Interest compounded daily
  • All business types eligible
  • Free access to Online Banking and Bill Pay
  • Subject to certain withdrawal restrictions
Please contact one of our Universal Bankers for more detailed information on each of these accounts by visiting one of our convenient branch locations, calling 706-663-2700, or using the “Contact Us” option.