Checking accounts designed to fit your lifestyle.

Whether you’re looking for everyday banking or added benefits, we have an option for you. Compare your choices below and find the account that best suits your needs.

 


Peoples ChoicePeoples Plus

Minimum Opening Deposit
Peoples Choice
$100
Peoples Plus
$100

Minimum Balance Requirement
Peoples Choice
$0
Peoples Plus
$5,000

Earns Interest*
Peoples Choice
No
Peoples Plus
Yes

Monthly Maintenance Fee
Peoples Choice
$5
Waived if enrolled in e-statemnts
Peoples Plus
$10
If balance drops below Minimum Balance Requirement

e-Statements
Peoples Choice
Available
Peoples Plus
Available

Online Banking & Bill Pay
Peoples Choice
Free
Peoples Plus
Free

Mobile Banking & Mobile Deposit
Peoples Choice
Free
Peoples Plus
Free

*Rate subject to change at any time.

Peoples Choice
  • A simple, no-minimum-balance account with essential digital banking tools
  • eStatements available first day after statement cycle – No waiting on mail to be delivered
  • $100 minimum opening deposit
  • No minimum balance requirement
  • $5 monthly maintenance fee can be waived with eStatement enrollment
  • Free online banking, bill pay, mobile banking & mobile deposit
Peoples Plus
  • An interest-earning account designed for those who maintain a higher balance
  • eStatements available first day after statement cycle – No waiting on mail to be delivered
  • $100 minimum opening deposit
  • $5,000 minimum balance required to earn interest
  • Maintain a minimum balance to avoid a monthly maintenance fee
  • Free online banking, bill pay, mobile banking & mobile deposit
Please contact one of our Universal Bankers for more detailed information on each of these accounts by visiting one of our convenient branch locations, calling 706-663-2700, or using the “Contact Us” option.