Saving for the future?
We offer savings accounts to help you reach your financial goals, whether you’re building an emergency fund or planning for something special. Compare your options below to find the best fit for your savings needs.
| First Choice Savings | Personal Money Market | |
|---|---|---|
Minimum Opening Deposit | First Choice Savings $100
| Personal Money Market $100 |
Minimum Balance Required | First Choice Savings $0 | Personal Money Market $10,000 |
Excessive Activity Fee | First Choice Savings NA | Personal Money Market $8 per withdrawal if more that (6) withdrawals within statement cycle |
Earns Interest * | First Choice Savings Yes | Personal Money Market Yes |
Monthly Maintenance Fee
| First Choice Savings $5 Waived if enrolled in e-Statements | Personal Money Market $10 If balance drops below Minimum Balance Requirement |
e-Statements | First Choice Savings Available | Personal Money Market Available |
Online Banking & Mobile Banking | First Choice Savings Free | Personal Money Market Free |
Mobile Deposit | First Choice Savings Free | Personal Money Market Free |
*Rates subject to change at any time.
First Choice Savings
- Earns competitive rate of interest
- eStatements available first day after statement cycle – No waiting on mail to be delivered
- No withdrawal limitations
- $5 monthly maintenance fee can be waived with eStatement enrollment
- $100 minimum deposit to open
- Free online banking, bill pay, mobile banking & mobile deposit
Personal Money Market
- Earns competitive rate of interest
- eStatements available first day after statement cycle – No waiting on mail to be delivered
- Maintain a minimum balance to avoid a monthly maintenance fee
- Subject to certain withdrawal restrictions
- $100 minimum deposit to open
- Free online banking, bill pay, mobile banking & mobile deposit
Certificate of Deposit (CD)
- Earn higher rates of interest on your excess balances
- We offer a wide range of CD’s, each paying a competitive rate of interest. Our bankers will be glad to discuss today’s available terms and interest rates with you. Simply call 706-663-2700 for more details.
- Avoid early principal withdrawals to prevent substantial interest penalty
- There are no monthly or quarterly service fees
- $1,000 minimum deposit to open
Individual Retirement Account
- Save retirement money with deferred income tax on earnings
- Choose from Traditional and ROTH IRA’s
- Avoid early withdrawals to prevent substantial interest penalties and tax consequences
- Consult your tax adviser about the options that provide the best tax advantages
- $1,000 minimum deposit to open