Privacy Policy

Rev. 08/2012

FACTS

WHAT DOES FIRST PEOPLES BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Account balances
Payment history
Credit history
Credit scores
Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First Peoples Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First Peoples Bank share?

Can you limit this sharing?

For our everyday business purposes-
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

For our marketing purposes-
to offer our products and services to you

We don't share

For joint marketing with other financial companies

We don't share

For our affiliates' everyday business purposes-
information about your transactions and experiences

We don't share

For our affiliates' everyday business purposes-
information about your creditworthiness

We don't share

For nonaffiliates to market to you

We don't share

Questions?

Call 706-663-2700 or go to www.firstpeoplesbank.com

Who we are?

Who is providing this notice?

First Peoples Bank

What we do

How does First Peoples Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.

How does First Peoples Bank collect my personal information?

We collect your personal information, for example, when you

Open an account
Deposit money
Apply for a loan
Give us your contact information
Make a wire transfer

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

First Peoples Bank does not share with affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

First Peoples Bank does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

First Peoples Bank doesn't jointly market.

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