Kasasa Saver

  • Free demand deposit account that builds your savings with ease
  • Links exclusively to free Kasasa Cash® or Kasasa Cash Back® checking
  • Kasasa Saver balance earns a high rate
    • 2.00% APY* on balances below $20,000
    • 2.00% to 0.25% APY on balances $20,000 and over depending on balance in account*
    • 0.05% APY* if qualifications are not met
  • No monthly maintenance fee
  • Easily manage money with free access to:
    • Online Banking and Mobile Banking Services
    • Free eStatements
  • $100 minimum deposit to open

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Be enrolled in and agree to receive eStatements
  • At least 12 debit card purchases*

Click here for additional disclosure information.

Regular Savings

  • Earns competitive rate of interest
  • Easily manage money with free access to:
    • Online Banking
    • Mobile Banking
    • Mobile Deposit
  • eStatements available first day after statement cycle – No waiting on mail to be delivered
  • Maintain a minimum balance to earn interest and avoid monthly maintenance fee

Certificate of Deposit (CD)

  • Earn higher rates of interest on your excess balances
  • We offer a wide range of CD's, each paying a competitive rate of interest.  Our bankers will be glad to discuss today’s available terms and interest rates with you. Simply call 706-663-2700 for more details.
  • Minimum opening deposit required for any term CD
  • Avoid early principal withdrawals to prevent substantial interest penalty
  • There are no monthly or quarterly service fees and no penalty to withdraw accrued interest

Individual Retirement Account (IRA)

  • Save retirement money with deferred income tax on earnings
  • Choose from Traditional and ROTH IRA’s
  • Avoid early withdrawals to prevent substantial interest penalties and tax consequences
  • Consult your tax adviser about the options that provide the best tax advantages

Please contact one of our Personal Bankers for more detailed information on each of these accounts by visiting one of our convenient branch locations, calling 706-663-2700 or click on the “Contact Us” tab.