Savings

First Savers Club (for all minors)

  • Receive a First Peoples Bank piggy bank at account opening
  • Earns competitive rate of interest
  • Low minimum opening balance
  • No monthly maintenance fees
  • Excessive withdrawal fees apply

Regular Savings

  • Earns competitive rate of interest
  • Easily manage money with free access to:
    • Online Banking
    • Mobile Banking
    • Mobile Deposit
  • eStatements available first day after statement cycle – No waiting on mail to be delivered
  • Maintain a minimum balance to earn interest and avoid monthly maintenance fee

Christmas Club

  • Make deposits and save all year
  • Earns competitive rate of interest
  • Easily manage money with free access to:
    • Online Banking
    • Mobile Banking
    • Mobile Deposit
  • Checks mailed out in November, just in time for the holidays
  • Early withdrawal and closing fees apply

Certificate of Deposit (CD)

  • Earn higher rates of interest on your excess balances
  • We offer a wide range of CD's, each paying a competitive rate of interest.  Our bankers will be glad to discuss today’s available terms and interest rates with you. Simply call 706-663-2700 for more details.
  • Minimum opening deposit required for any term CD
  • Avoid early principal withdrawals to prevent substantial interest penalty
  • There are no monthly or quarterly service fees and no penalty to withdraw accrued interest

Individual Retirement Account (IRA)

  • Save retirement money with deferred income tax on earnings
  • Choose from Traditional and ROTH IRA’s
  • Avoid early withdrawals to prevent substantial interest penalties and tax consequences
  • Consult your tax adviser about the options that provide the best tax advantages

Please contact one of our Personal Bankers for more detailed information on each of these accounts by visiting one of our convenient branch locations, calling 706-663-2700 or click on the “Contact Us” tab.