Savings
First Choice Savings
- Earns competitive rate of interest
- Easily manage money with free access to:
- Online Banking
- Mobile Banking
- Mobile Deposit
- eStatements available first day after statement cycle – No waiting on mail to be delivered
- Maintain a minimum balance to earn interest and avoid monthly maintenance fee
- $100 minimum deposit to open
Certificate of Deposit (CD)
- Earn higher rates of interest on your excess balances
- We offer a wide range of CD's, each paying a competitive rate of interest. Our bankers will be glad to discuss today’s available terms and interest rates with you. Simply call 706-663-2700 for more details.
- Minimum opening deposit required for any term CD
- Avoid early principal withdrawals to prevent substantial interest penalty
- There are no monthly or quarterly service fees and no penalty to withdraw accrued interest
- $1,000 minimum deposit to open
Individual Retirement Account (IRA)
- Save retirement money with deferred income tax on earnings
- Choose from Traditional and ROTH IRA’s
- Avoid early withdrawals to prevent substantial interest penalties and tax consequences
- Consult your tax adviser about the options that provide the best tax advantages
- $1,000 minimum deposit to open
Please contact one of our Personal Bankers for more detailed information on each of these accounts by visiting one of our convenient branch locations, calling 706-663-2700 or click on the “Contact Us” tab.